Medicare Advantage Plans (Part C)

Medicare Advantage plans, offered by private insurance companies, are an alternative to Original Medicare. These plans bundle your Medicare Part A (hospital insurance) and Part B (medical insurance) into one convenient plan. Many Medicare Advantage plans also include additional benefits like:

• Prescription drug coverage (Part D)

• Vision and dental care

• Fitness memberships and wellness programs

Who Might Consider Medicare Advantage?

Medicare Advantage plans are a great choice if you’re looking for an all-in-one solution with extra benefits, often at lower premiums than Medicare Supplement plans. Keep in mind, however, that most plans require you to use a network of doctors and hospitals for care.

Medicare Supplement Plans (Medigap)

Medicare Supplement plans work alongside Original Medicare to help cover out-of-pocket costs like deductibles, copays, and coinsurance. These plans give you added peace of mind by reducing the financial gaps in Medicare Parts A and B.

Key Benefits of Medicare Supplement Plans

• Freedom to choose any doctor or specialist that accepts Medicare

• Coverage for emergency healthcare when traveling abroad

• Predictable costs for healthcare services

Who Might Consider Medicare Supplement Plans?

If you value flexibility in choosing providers and want to limit surprise medical expenses, a Medicare Supplement plan may be right for you. These plans don’t include extras like vision or dental but offer dependable coverage for Medicare’s out-of-pocket costs.

Important to Know: Medicare Advantage vs. Medicare Supplement

It’s important to understand that Medicare Advantage and Medicare Supplement plans are two distinct options, and you can only enroll in one—not both. Choosing the right plan depends on your healthcare needs, preferred providers, and budget.

• Medicare Advantage replaces Original Medicare with a private, all-in-one plan.

• Medicare Supplement complements Original Medicare by filling in gaps for out-of-pocket costs.

Why Work with Freison Insurance Consultants?

Navigating Medicare can be confusing, but you don’t have to do it alone. With Freison Insurance Consultants, you’ll receive:

• Expert Guidance: Clear, personalized advice to help you understand your options.

• Trusted Support: A no-pressure approach to matching you with the right plan.

• Confidence: The peace of mind that comes from working with an experienced professional.

Let’s Find the Right Medicare Coverage for You

If you’re turning 65, caring for a loved one, or simply exploring your Medicare options, Otis Freison is here to help. We are based in Denver, Colorado, and whether you live in this area or not, you can schedule a consultation today so that we can find the plan that works best for you.