Affordable Traditional Health Insurance for Individuals & Families
Health insurance is essential to accessing medical care without facing overwhelming costs. At Freison Insurance Consultants, we understand that the process of understanding and choosing the right health insurance can feel confusing and time-consuming. That’s why we’re here to help you find the coverage that fits your needs and budget, giving you peace of mind for life’s unexpected moments.
Why Health Insurance Matters
A good health insurance plan provides financial protection when you need medical care, whether it’s a routine doctor’s visit, a hospital stay, or rehabilitation services. Without the right coverage, even a minor medical issue can turn into a major financial burden.
By choosing the right plan, you can gain:
Affordable access to necessary medical treatments.
Coverage for emergencies and ongoing care.
Protection against unpredictable healthcare costs.
Understanding the Basics
Health insurance can include terms that are often confusing. Here’s a quick breakdown:
Coinsurance: The percentage of costs you and your plan share. For example, you may pay 20%, and your plan covers 80%.
Deductible: The amount you pay for medical expenses each year before your plan starts to cover costs.
Premiums: The monthly cost you pay for your health insurance plan.
Not all plans are the same—some may have low premiums with higher out-of-pocket costs, while others provide more comprehensive coverage with lower deductibles. We’ll help you understand what works best for you.
Who Can Benefit from Individual & Family Health Insurance?
A traditional health insurance plan might be the right fit for you if:
You’re self-employed.
Your employer doesn’t offer a group plan.
Your group plan doesn’t cover spouses or dependents.
Your current premiums are too high.
Your healthcare needs have changed, and your current plan no longer fits.
What We Can Do for You
We break down the ins and outs of health insurance, making it easy for you to understand and choose the right plan.
Do the Legwork: We compare plans for you, saving you time and frustration.
Tailor Recommendations: We help you choose a plan that fits your unique needs and budget.
Offer Expert Guidance: We simplify the complexities of health insurance, so you feel confident in your decision.
Get Help Finding Affordable Health Insurance
We’re committed to making health insurance accessible and easy to understand. Whether you’re exploring your options for the first time or looking for a plan that better suits your needs, we’re here to help.
Contact us today to schedule a consultation and let us help you find the right health insurance plan for you and your family.