When you need medical care, health insurance allows you to access the doctor, hospital and rehab services without devastating your finances. Selecting the right plan provides you an economical way to get the treatment you need.

Health insurance is mandated and more confusing than ever . The problem is, you never know what you have until you have an emergency or what appears to be a minor medical issue that turns into a major medical Issue.

Did you know coinsurance,The costs you and your health plan share. For example, you pay 20 percent of the cost of a doctor's office visit or hospital stay, and your plan pays the other 80 percent. Some plans do not have coinsurance.some do not have a Deductible: The amount you pay for medical costs each year before your health plan begins to pay.

Finding Affordable Individual & Family Medical Insurance can be very Difficult, Time Consuming and Mind Numbing, That is why we can do the leg work in finding you the right coverage that fits your needs and budget!

A health insurance plan may be right for you if:

• You are self employed
• Your employer does not offer a group plan
• You are enrolled in a group plan, but it does not cover spouses or dependents
• You are enrolled in a health plan, but the premiums are too high
• You are enrolled in a health plan, but your benefits needs have changed